Complete health cover for you and your family.
Our health cover protects you against life's ups and downs: illness, accidents, maternity, dental and optical care. Access the best care without breaking the bank: you choose your plan, pay month by month via Wave, and get treated without paying upfront.
Open to everyone
Employees, traders, tradespeople, students, self-employed: no restriction on profession.
Pay month by month
A monthly premium via Wave: no more large annual premiums paid upfront.
Your whole family, one contract
The policyholder, spouse and children covered together, depending on the plan chosen.
No upfront costs
Show your membership card at our partner facilities: costs are covered directly.
Protect your family, wherever you are
Employee, trader, tradesperson, student or self-employed: faced with life's everyday surprises, your family deserves to be protected. With the Wayvance app, this health cover becomes accessible to everyone in minutes: choose your plan, subscribe with your ID, and pay via Wave — without having to travel.
- No reminders while your membership card is being prepared
- Premiums paid via Wave, in two taps, every month
- Official receipt sent on WhatsApp for every payment
- Membership card and healthcare network always in your pocket
The 5 plans
Five plans, one same principle: a clear monthly premium, a family covered, a network that knows you.
One-off enrolment fee of 10 000 F on first subscription. Waiting periods: illness 2 months, surgery/optical/dental 6 months, childbirth 9 months.
Benefits schedule
| Type of benefit | Standard | Standard + | Prestige | Premium | Reine | Cap |
|---|---|---|---|---|---|---|
| Outpatient and hospital care — Illness / Accident | ||||||
| Consultations (GP, Specialist, Professor) | 80% | 80% | 100% | 90% | 100% | Actual costs |
| Medical care | 80% | 80% | 80% | 90% | 100% | 150 000 FCFA/year |
| Medical tests | 80% | 80% | 80% | 90% | 100% | 150 000 FCFA/year |
| Radiology & medical imaging | 80% | 80% | 80% | 90% | 100% | 150 000 FCFA/year |
| Surgery including room | 80% | 80% | 80% | 90% | 100% | 400 000 FCFA |
| Pharmacy costs | 80% | 80% | 80% | 90% | 100% | 200 000 FCFA |
| Physiotherapy / Rehabilitation | 80% | 80% | 80% | 90% | 100% | 100 000 FCFA/year |
| Room costs (stay) | 80% | 80% | 80% | 90% | 100% | 20 000 FCFA/day |
| Dental care | ||||||
| Routine dental care | 80% | 80% | 80% | 90% | 100% | 90 000 FCFA/year |
| Dental prosthetics | Not covered | — | ||||
| Maternity | ||||||
| Standard delivery | 80% | 80% | 80% | 90% | 100% | 200 000 FCFA |
| Multiple birth | 80% | 80% | 80% | 90% | 100% | 250 000 FCFA |
| Surgical delivery (caesarean) | 80% | 80% | 80% | 90% | 100% | 350 000 FCFA |
| Public facilities (flat rate) | Flat rate | 50 000 FCFA | ||||
| Related tests & minor care | 80% | 80% | 80% | 90% | 100% | 100 000 FCFA |
| Optical | ||||||
| Lenses & Frames, Adult | 80% | 80% | 80% | 90% | 100% | 50 000 FCFA / 2 years |
| Lenses & Frames, Child | 80% | 80% | 80% | 90% | 100% | 25 000 FCFA / 2 years |
| Transport | ||||||
| Ambulance costs | 80% | 80% | 80% | 90% | 100% | 20 000 FCFA |
| Overall caps | ||||||
| Annual cap per person | — | 1 000 000 FCFA | ||||
| Overall cap per family | — | 3 000 000 FCFA | ||||
Outside the network: reimbursement at 50% according to the Wayvance fee schedule. Rates by plan: Standard and Standard + 80% of costs; Prestige consultations 100%, other care 80%; Premium 90% on all care; Reine 100% of costs.
Conditions of cover
Waiting periods
Family composition
Beyond age 59: pricing is reviewed with our team.
Territorial coverage
Cover applies in:
Reimbursement outside the network
For care received outside the partner network, reimbursement of 50% is possible according to our fee schedule.
Supporting every birth with peace of mind
From pregnancy to delivery, Wayvance is with you.
- Prenatal tests covered at 80%
- Delivery cover up to 350 000 FCFA
- Public facilities: flat rate of 50 000 FCFA
Care accessible across Côte d'Ivoire
With more than 535 partner providers, see a doctor without paying upfront. Search for a facility or pharmacy near you.
Our agents by your side, all across Côte d'Ivoire
No smartphone at hand, or simply need some help with the process? A Wayvance agent will come to you: they subscribe you to your health plan on their own device, on a single screen, and collect your first premium via Wave (instant WhatsApp receipt) or in cash (receipt issued once handed in at the office). The app isn't the only route to your membership card: our teams are out in the field so no one is left behind.
How to join
Choose your plan
Compare with full transparency, on this website or in the app.
Subscribe in minutes
From the app with your ID, through a Wayvance agent, or at a partner organisation. First payment via Wave.
We prepare your card
An agent calls you, completes your family file and has your membership card produced. No payment is required during this step.
Get treated with peace of mind
Receive your card in the app, pay your premium every month via Wave, and show your card anywhere in the network.
Documents to provide
- ID photo of every family member
- Photocopy of birth certificate (for children)
- Photocopy of ID or equivalent document
- Proof of school/university enrolment for children aged 21 to 25
Family composition: main policyholder + spouse + up to 4 biological children (age limit: 21, or 25 with proof of enrolment).